Bankruptcy doesn't have to be something bad.
It can actually be the start of something good.
Your situation is unique, and it's personal.
Your attorney should be as well.

Are You Eligible for Chapter 7 Bankruptcy?

A person pushed beyond their financial limits by their creditors may want to file for Chapter 7 bankruptcy’s strong protections. However, this type of bankruptcy has significantly stricter eligibility rules than does Chapter 13 bankruptcy. If a debtor does not meet these requirements, they may not be allowed to file for bankruptcy under Chapter 7’s liquidation rules.

If you are concerned about being eligible for Chapter 7 bankruptcy, you may want to consider consulting with a legal advisor about your options. To discuss whether you may file for this kind of bankruptcy or not, contact the Birmingham Chapter 7 bankruptcy lawyers of Greenway Bankruptcy Law, LLC, by calling (205) 324-4000 today.

Chapter 7 Eligibility Rules

Under the law, a person may be unable to file for Chapter 7 bankruptcy if they do not meet the full eligibility requirements. In particular, a person may not be able to file for Chapter 7 protection if any of the following apply:

  • The would-be filer fails the means test, or has more income than the state average
  • The would-be filer defrauded creditors
  • The debtor has been dismissed from bankruptcy up to 180 days prior
  • The debtor has had debts discharged within 8 years
  • The debtor has sufficient funds and income to pay back debts, but is withholding it

These eligibility rules can potentially keep a person from filing for bankruptcy under Chapter 7 bankruptcy. A debtor may want to ask their legal advisor about their options prior to filing to avoid wasted time and energy.

Contact Us

Choosing to file for bankruptcy can be difficult, but it may be the right decision. To learn more about the bankruptcy process and what kind of bankruptcy you may qualify for under the law, contact the Birmingham Chapter 7 bankruptcy attorneys of Greenway Bankruptcy Law, LLC, at (205) 324-4000.

"When I had my power cut off because I just didn't have the money to pay the power bill, a friend suggested I call Paula Greenway. From the moment I walked in her office I felt like a burden was lifted from my shoulders."
Robin M
"I would just like to say that I was impressed by the staff of Greenway Bankruptcy Law, LLC and their attention to professionalism. They made the bankruptcy process not only pleasant but simple."
Jennifer S.
I can't tell how comforting it is to know your attorney is working on your case. I would and have recommended their service to friend and associates."Ed H.
"I would like to thank Greenway Bankruptcy Law, LLC for the way in which they handled my bankruptcy case."
Robert M.
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Greenway Bankruptcy Law, LLC
505 20th St N #1220
Birmingham, AL, 35203
Phone: (205) 324-4000
Tuscaloosa: (205) 737-3350
Gadsden: (256) 467-6650

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Greenway Bankruptcy Law, LLC All rights reserved. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Greenway Bankruptcy Law, LLC 505 20th St N #1220, Birmingham, AL, 35203 | Phone Number: (205) 324-4000 |  Directions | Paula Greenway+