Bankruptcy doesn't have to be something bad.
It can actually be the start of something good.
Your situation is unique, and it's personal.
Your attorney should be as well.

Creditor Harassment

If you are falling behind on paying your debts, then you may have started to receive phone calls from your creditors demanding that you catch up on your payments.  Creditors can be quite persistent in these situations, and they never seem to give up trying to contact you. These constant attempts to collect money are known as creditor harassment.

When you start to receive phone calls at work, creditor harassment can become quite dangerous to you.  Many people have been terminated at their places of work because they have received too many harassing creditor calls.

The Fair Debt Collection Practices Act

While some forms of creditor harassment are legal, many practices cross the line of acceptable behavior and have been made illegal by the Fair Debt Collection Practices Act.  Under this law, creditors cannot do the following:

Threaten you with violence
Pretend to be attorneys
Deliver false threats of imprisonment or property seizure
Charge you unauthorized, extra money
Call you at unreasonable times of the day
Use obscene language
Damage your property

If your crediting agency has been in violation of the Fair Debt Collection Practices Act, then you have the right to take legal action against this company.

Putting a Stop to Creditor Harassment

By filing for bankruptcy, you can put a stop to creditor harassment.  Once your filing goes through, creditors are barred from harassing you anymore about your failed payments.  They can no longer attempt to contact you, your employer, and your neighbors.

Of course, if your creditor violates the terms of the Fair Debt Collection Practices Act, you have a legal right to take action.  You then have the right to sue the company for targeting you with repeated, abusive behavior.

Contact Us

If you are currently suffering from creditor harassment and would like to put a halt to this damaging behavior, then you may wish to file for bankruptcy.  Contact Birmingham bankruptcy lawyer, Paula Greenway today at (205) 324-4000 to speak with her about your situation.

"When I had my power cut off because I just didn't have the money to pay the power bill, a friend suggested I call Paula Greenway. From the moment I walked in her office I felt like a burden was lifted from my shoulders."
Robin M
"I would just like to say that I was impressed by the staff of Greenway Bankruptcy Law, LLC and their attention to professionalism. They made the bankruptcy process not only pleasant but simple."
Jennifer S.
I can't tell how comforting it is to know your attorney is working on your case. I would and have recommended their service to friend and associates."Ed H.
"I would like to thank Greenway Bankruptcy Law, LLC for the way in which they handled my bankruptcy case."
Robert M.
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Greenway Bankruptcy Law, LLC
505 20th St N #1220
Birmingham, AL, 35203
Phone: (205) 324-4000
Tuscaloosa: (205) 737-3350
Gadsden: (256) 467-6650

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Greenway Bankruptcy Law, LLC All rights reserved. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Greenway Bankruptcy Law, LLC 505 20th St N #1220, Birmingham, AL, 35203 | Phone Number: (205) 324-4000 |  Directions | Paula Greenway+