Bankruptcy doesn't have to be something bad.
It can actually be the start of something good.
Your situation is unique, and it's personal.
Your attorney should be as well.

What Is “Chapter 20” Bankruptcy?

The United States Bankruptcy Code can be confusing for the uninitiated, and it’s no wonder; most people are not familiar with the often small differences between Chapters 7, 9, 11, 12, 13, and 15. Adding to this confusion is the oft-cited, oft-misunderstood term “Chapter 20.” While it is not an actual part of the US Bankruptcy Code, “Chapter 20” may be an option you and your family should consider if you are facing unsustainable amounts of debt.

If you or someone you love is facing long-term financial hardships and is wondering if there is a way out, the Birmingham bankruptcy attorneys of Greenway Bankruptcy Law, LLC may be able to help. We would like to discuss your potential bankruptcy case with you. Contact us today by calling (205) 324-4000 for more information.

Understanding “Chapter 20”

“Chapter 20” bankruptcy is actually a combination of a Chapter 13 bankruptcy filing followed by a Chapter 7 filing – hence the name. A “Chapter 20” filing has a number of benefits over other types of filings, including:

  • Protecting your home from foreclosure while allowing you to pay off debts
  • Providing multiple layers of debt protection

Despite their benefits, “Chapter 20” bankruptcies are not without their disadvantages, such as:

  • Some judges and some jurisdictions do not like granting them
  • You cannot file for one if you have filed for bankruptcy within the last two years

An experienced bankruptcy attorney can help you determine if a “Chapter 20” filing is beneficial for your situation.

Contact Us

If you are dealing with the burden of large debts and you don’t know what your options are, the Birmingham bankruptcy attorneys of Greenway Bankruptcy Law, LLC may be able to help. Contact us today by calling (205) 324-4000 to discuss your financial options.

"When I had my power cut off because I just didn't have the money to pay the power bill, a friend suggested I call Paula Greenway. From the moment I walked in her office I felt like a burden was lifted from my shoulders."
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I can't tell how comforting it is to know your attorney is working on your case. I would and have recommended their service to friend and associates."Ed H.
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Greenway Bankruptcy Law, LLC
505 20th St N #1220
Birmingham, AL, 35203
Phone: (205) 324-4000
Tuscaloosa: (205) 737-3350
Gadsden: (256) 467-6650

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Greenway Bankruptcy Law, LLC All rights reserved. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Greenway Bankruptcy Law, LLC 505 20th St N #1220, Birmingham, AL, 35203 | Phone Number: (205) 324-4000 |  Directions | Paula Greenway+