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Bills to limit payday loans in Alabama stall

Laws attempting to change payday and title loans in Alabama stalled recently in the Alabama Legislature.

The bills were being reviewed in the House Committee, but failed after industry leaders argued that the bills would substantially affect their business, even causing them to go out of business. Rod Scott and Patricia Todd, both Democratic representatives from Birmingham, sponsored the bills that were aimed at lowering the interest rates for payday and title loans to 36 percent on a yearly basis.

After these bills stalled, Senate President Pro Tem Del Marsh introduced a bill that would still lower payday loan interests rates but in a less significant manner. However, his bill also saw opposition from the same business leaders and died after not receiving enough support or having enough time to review it.

Having accumulated debt from payday loans can be overwhelming, and it may leave you feeling hopeless. Fortunately, however, the legal team at Greenway Bankruptcy Law, LLC, can help you choose the best option for working on your debt when you call (205) 324-4000.

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Phone: (205) 324-4000
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Greenway Bankruptcy Law, LLC All rights reserved. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

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