Bankruptcy doesn't have to be something bad.
It can actually be the start of something good.
Your situation is unique, and it's personal.
Your attorney should be as well.

Bankruptcy Options for the Unemployed

When a person is unemployed or underemployed, they may be unable to abide by the repayment plan associated with Chapter 13 bankruptcy. As a result, they may be unsure how to proceed with their debt relief strategy. However, bankruptcy may still be available through Chapter 7 filing or Chapter 7 conversion. This option can allow a person to continue filing for bankruptcy protection and not have to worry about the expectations of a repayment plan.

If you are considering filing for bankruptcy protection but are not certain whether you can work through the repayment plan, we can help you to make this determination. Contact the Birmingham bankruptcy lawyers of Greenway Bankruptcy Law, LLC, by calling (205) 324-4000.

Filing for Bankruptcy without Income

A person who is not receiving any or substantial income may be unable to work through the repayment plan expected of Chapter 13 bankruptcy proceedings. Instead, these individuals may want to consider Chapter 7 bankruptcy.

For the unemployed or underemployed, the following Chapter 7 benefits may prove particularly useful:

  • No repayment plan
  • Debt is handled quickly through the discharge
  • Liquidation is especially useful for debtors with few assets

If a person is considering converting their bankruptcy or is just getting started with the process of filing, working closely with a legal advisor can help to avoid needless complications or the surrender of assets which should be protected.

Contact Us

If you have been pushed beyond your financial limits by debt, we may be able to help you work through a bankruptcy that fits your household finances. For a free consultation about your options if you are unemployed, contact the Birmingham bankruptcy attorneys of Greenway Bankruptcy Law, LLC, today at (205) 324-4000.


"When I had my power cut off because I just didn't have the money to pay the power bill, a friend suggested I call Paula Greenway. From the moment I walked in her office I felt like a burden was lifted from my shoulders."
Robin M
"I would just like to say that I was impressed by the staff of Greenway Bankruptcy Law, LLC and their attention to professionalism. They made the bankruptcy process not only pleasant but simple."
Jennifer S.
I can't tell how comforting it is to know your attorney is working on your case. I would and have recommended their service to friend and associates."Ed H.
"I would like to thank Greenway Bankruptcy Law, LLC for the way in which they handled my bankruptcy case."
Robert M.
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Greenway Bankruptcy Law, LLC
505 20th St N #1220
Birmingham, AL, 35203
Phone: (205) 324-4000
Tuscaloosa: (205) 737-3350
Gadsden: (256) 467-6650

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Greenway Bankruptcy Law, LLC All rights reserved. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Greenway Bankruptcy Law, LLC 505 20th St N #1220, Birmingham, AL, 35203 | Phone Number: (205) 324-4000