Bankruptcy doesn't have to be something bad.
It can actually be the start of something good.
Your situation is unique, and it's personal.
Your attorney should be as well.

Chapter 13 Bankruptcy

When your debts become too overwhelming, you may not know where to turn for help.  Fortunately, there is a way for you to resolve your financial situation, even if it feels like you will never find a solution.  Fortunately, filing for bankruptcy can provide you with the relief from overdue payments and overwhelming stress that you need to get a fresh financial start.

Chapter 13, or reorganization, bankruptcy is a way to restructure your debt repayment schedule into a more manageable, easily met plan.  Depending on your financial and personal life situation, Chapter 13 may be the right debt management process for you.

The Benefits of Reorganization

Chapter 13 is often called reorganization bankruptcy because it allows for the complete restructuring of your debt payment plan into one that can be paid off with your regular income.  Typically, the plan is lengthened to anywhere between 3 and 5 years, which results in the significant reduction of monthly payments.

Unsecured debts may be reduced in some cases, but all secured debts must be paid in full.
Advantages of Chapter 13 Bankruptcy

Chapter 13 bankruptcy offers up several advantages to filers:

  • Halting foreclosures
  • Stopping creditor harassment
  • Keeping your personal assets
  • Reducing or eliminating certain debts

Though bankruptcy may seem like a frightening prospect, it actually offers up a number of advantages to its filers.  The sooner you act, the quicker your debts will be resolved and the sooner you can begin rebuilding your credit.

Contact Us

If you are currently in over your head with debt, then you may want to consider filing for bankruptcy.  The Birmingham bankruptcy lawyers of Greenway Bankruptcy Law, LLC can help you learn more about Chapter 13 and how it may be beneficial to you.  To learn more, contact us today by calling (205) 324-4000.

"When I had my power cut off because I just didn't have the money to pay the power bill, a friend suggested I call Paula Greenway. From the moment I walked in her office I felt like a burden was lifted from my shoulders."
Robin M
"I would just like to say that I was impressed by the staff of Greenway Bankruptcy Law, LLC and their attention to professionalism. They made the bankruptcy process not only pleasant but simple."
Jennifer S.
I can't tell how comforting it is to know your attorney is working on your case. I would and have recommended their service to friend and associates."Ed H.
"I would like to thank Greenway Bankruptcy Law, LLC for the way in which they handled my bankruptcy case."
Robert M.
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Greenway Bankruptcy Law, LLC
505 20th St N #1220
Birmingham, AL, 35203
Phone: (205) 324-4000
Tuscaloosa: (205) 737-3350
Gadsden: (256) 467-6650

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Greenway Bankruptcy Law, LLC All rights reserved. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Greenway Bankruptcy Law, LLC 505 20th St N #1220, Birmingham, AL, 35203 | Phone Number: (205) 324-4000