Bankruptcy doesn't have to be something bad.
It can actually be the start of something good.
Your situation is unique, and it's personal.
Your attorney should be as well.

Credit Card Counseling

As the standard procedure for bankruptcy changed under the 2005 Bankruptcy Abuse Prevention and Consumer Protection Act, or BAPCPA, credit counseling has become a necessary step for those who intend to file for bankruptcy. By working through credit counseling sessions, either as an individual or with a group, possible alternatives to bankruptcy may be available to restructure your debt problems. If these sessions prove unsuccessful, bankruptcy becomes a viable option for debtors.

According to the law, if you intend to file for bankruptcy, it is necessary to enter into credit counseling within 180 days before your bankruptcy may be filed. No form of bankruptcy may be filed without counseling. Exceptions to this law are limited and require the intervention of a federal bankruptcy administrator or trustee.

The only person qualified to offer you legal advice on credit counseling or the details of the Bankruptcy Abuse Prevention and Consumer Protection Act is an attorney. Have a knowledgeable advocate keep you informed during your bankruptcy proceedings. Contact the Birmingham bankruptcy lawyers of Greenway Bankruptcy Law, LLC at (205) 324-4000.

Purpose and Parameters

While entering into counseling sessions, you can expect:

  • A confidential analysis of your financial status
  • A plan that reorganizes your spending to appease creditors and keep your life on track
  • Most creditors to be willing to work with counseling services to reduce the rate of payments
  • The potential for flexible methods of meeting for appointments that can include phone conferences and online correspondence as well as more traditional face-to-face meetings

Contact Us

Bankruptcy can prove to be a confusing, taxing process with numerous eligibility rules. We are standing by to offer you advice on your legal rights and options during these troublesome times. Contact the Birmingham bankruptcy lawyers of Greenway Bankruptcy Law, LLC today at (205) 324-4000.

"When I had my power cut off because I just didn't have the money to pay the power bill, a friend suggested I call Paula Greenway. From the moment I walked in her office I felt like a burden was lifted from my shoulders."
Robin M
"I would just like to say that I was impressed by the staff of Greenway Bankruptcy Law, LLC and their attention to professionalism. They made the bankruptcy process not only pleasant but simple."
Jennifer S.
I can't tell how comforting it is to know your attorney is working on your case. I would and have recommended their service to friend and associates."Ed H.
"I would like to thank Greenway Bankruptcy Law, LLC for the way in which they handled my bankruptcy case."
Robert M.
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Greenway Bankruptcy Law, LLC
505 20th St N #1220
Birmingham, AL, 35203
Phone: (205) 324-4000
Tuscaloosa: (205) 737-3350
Gadsden: (256) 467-6650

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Greenway Bankruptcy Law, LLC All rights reserved. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Greenway Bankruptcy Law, LLC 505 20th St N #1220, Birmingham, AL, 35203 | Phone Number: (205) 324-4000