Bankruptcy doesn't have to be something bad.
It can actually be the start of something good.
Your situation is unique, and it's personal.
Your attorney should be as well.

Making Late Payments

Having a credit card makes it very easy to buy outside of your spending range. Unfortunately, credit cards also make it quite easy for people to slip deep into debt before they realize what has happened. As a result, many cannot pay off their bills on time. Some wait until they have the money to send in a check, while others may skip the payment altogether. These practices can have devastating financial effects on both your credit rating and your purchasing power.

Every time you miss a payment or turn the check in late, you could see a hike in your interest rates. Many credit card companies are unforgiving when it comes to late payments. If you make a mistake just once, they could use this error as justification for increasing your interest by extreme amounts.

Making late payments or missing bills altogether also puts red marks on your credit score. With some companies, even one strike against you could be used as validation for hiking your rates or denying you their services. Therefore, missing just one payment can affect you in more ways than you may have suspected.

When you are in a situation where paying off high credit card bills is difficult, making a late payment could force your financial situation into a seemingly irresolvable state. Fortunately, there is a way for you to fix your finances. By filing for bankruptcy, you can clear up your debts and restart your finances from the beginning.

Contact Us

If you have fallen behind in your debt repayments and are considering filing for bankruptcy, then the Birmingham bankruptcy attorneys at Greenway Bankruptcy Law, LLC can help. To speak with us about your situation and available options, contact our offices today at (205) 324-4000.

"When I had my power cut off because I just didn't have the money to pay the power bill, a friend suggested I call Paula Greenway. From the moment I walked in her office I felt like a burden was lifted from my shoulders."
Robin M
"I would just like to say that I was impressed by the staff of Greenway Bankruptcy Law, LLC and their attention to professionalism. They made the bankruptcy process not only pleasant but simple."
Jennifer S.
I can't tell how comforting it is to know your attorney is working on your case. I would and have recommended their service to friend and associates."Ed H.
"I would like to thank Greenway Bankruptcy Law, LLC for the way in which they handled my bankruptcy case."
Robert M.
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Greenway Bankruptcy Law, LLC
505 20th St N #1220
Birmingham, AL, 35203
Phone: (205) 324-4000
Tuscaloosa: (205) 737-3350
Gadsden: (256) 467-6650

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Greenway Bankruptcy Law, LLC All rights reserved. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Greenway Bankruptcy Law, LLC 505 20th St N #1220, Birmingham, AL, 35203 | Phone Number: (205) 324-4000 |  Directions | Paula Greenway+