Bankruptcy doesn't have to be something bad.
It can actually be the start of something good.
Your situation is unique, and it's personal.
Your attorney should be as well.

Methods of Increasing Your Credit Score

Your credit score is a very important number for you to maintain, especially if you are thinking about making a large purchase, such as buying a home or an automobile. If you have a poor credit score, you will not be approved for the loans necessary to buy these items. It is important for you to know how credit scores work, what affects them, and what you can do to improve your own, personal score.

Your credit score is a three-digit number that indicates to creditors and lending agencies how credit-worthy you are. Your outstanding debts, late payment history, length of credit history, recent credit, and current credit are all factored into your credit score. Therefore, changing your habits in these five areas will alter your credit score.

One of the most effective methods of improving your credit score is to ensure that you are sending in all of your payments on time. If you have accrued debt, then pay it down and keep these balances low – below 30% of your credit limit is a good amount. If you notice any errors – for example, incorrect limits listed or incorrect, late payments – then they should be cleared up right away with your credit agency. These mistakes can seriously hurt your credit score.

By taking these steps, you should be able to increase and maintain your credit score at a high level.

Contact Us

If you would like to learn more about improving your credit score or about filing for bankruptcy, then Birmingham bankruptcy lawyer Paula Greenway can help. To schedule a free initial consultation, contact her today by calling (205) 324-4000.

"When I had my power cut off because I just didn't have the money to pay the power bill, a friend suggested I call Paula Greenway. From the moment I walked in her office I felt like a burden was lifted from my shoulders."
Robin M
"I would just like to say that I was impressed by the staff of Greenway Bankruptcy Law, LLC and their attention to professionalism. They made the bankruptcy process not only pleasant but simple."
Jennifer S.
I can't tell how comforting it is to know your attorney is working on your case. I would and have recommended their service to friend and associates."Ed H.
"I would like to thank Greenway Bankruptcy Law, LLC for the way in which they handled my bankruptcy case."
Robert M.
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Greenway Bankruptcy Law, LLC
505 20th St N #1220
Birmingham, AL, 35203
Phone: (205) 324-4000
Tuscaloosa: (205) 737-3350
Gadsden: (256) 467-6650

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Greenway Bankruptcy Law, LLC All rights reserved. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Greenway Bankruptcy Law, LLC 505 20th St N #1220, Birmingham, AL, 35203 | Phone Number: (205) 324-4000