Bankruptcy doesn't have to be something bad.
It can actually be the start of something good.
Your situation is unique, and it's personal.
Your attorney should be as well.

Chapter 13 Filing Process

Chapter 13 bankruptcy is often regarded as a less extreme bankruptcy option when compared to Chapter 7, as debt reduction in Chapter 13 comes from reorganized payment plans and not from liquidating assets. However, this set-up requires more attention to be paid to the actual structure and timeline involved in the bankruptcy process.

For more information regarding your bankruptcy options and a free consultation, contact Birmingham bankruptcy lawyer Paula Greenway at (205) 324-4000 today.

Chapter 13 Timeline

Unlike Chapter 7, the required paperwork for Chapter 13 bankruptcy is used to set up a complicated repayment plan that manages debts and repays creditors. The process for entering into Chapter 13 bankruptcy includes the following basic steps:

  • File a petition for bankruptcy, with full records of property and debts
  • File a notice of completing credit counseling, or a valid notice of exemption
  • File proof of debt repayment plans
  • File proof of employment and wages
  • File a copy of the previous year’s tax return
  • File a complete report on current debts

These basic steps are often complicated by additional requirements as well as requests on the bankruptcy court’s behalf, which need to be given prompt attention in order to complete a bankruptcy petition. Once a Chapter 13 bankruptcy begins, a debtor is required to keep up payments regularly.

Contact Us

If you have been considering bankruptcy as a way to work through your otherwise troubling debts, Chapter 13 bankruptcy may be the best choice for you. To learn more about Chapter 13 and how an attorney can assist you through the process, contact the Birmingham bankruptcy lawyers at Greenway Bankruptcy Law, LLC, today by calling (205) 324-4000.

"When I had my power cut off because I just didn't have the money to pay the power bill, a friend suggested I call Paula Greenway. From the moment I walked in her office I felt like a burden was lifted from my shoulders."
Robin M
"I would just like to say that I was impressed by the staff of Greenway Bankruptcy Law, LLC and their attention to professionalism. They made the bankruptcy process not only pleasant but simple."
Jennifer S.
I can't tell how comforting it is to know your attorney is working on your case. I would and have recommended their service to friend and associates."Ed H.
"I would like to thank Greenway Bankruptcy Law, LLC for the way in which they handled my bankruptcy case."
Robert M.
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Greenway Bankruptcy Law, LLC
505 20th St N #1220
Birmingham, AL, 35203
Phone: (205) 324-4000
Tuscaloosa: (205) 737-3350
Gadsden: (256) 467-6650

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Greenway Bankruptcy Law, LLC All rights reserved. We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code. The following language is required pursuant to Rule 7.2, Alabama Rules of Professional Conduct. No representation is made that the quality of legal services to be performed is greater than the quality of legal services performed by other lawyers. This web site is designed for general information only. The information presented at this site should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Greenway Bankruptcy Law, LLC 505 20th St N #1220, Birmingham, AL, 35203 | Phone Number: (205) 324-4000