Birmingham Creditor Defamation Lawyer
Has a lender caused you to suffer because your reputation was damaged by their false and defamatory statements in public or to someone else who has nothing to do with your debt? Defamatory statements have the potential to lower your personal standing with family, friends, and your community. Consumers are protected from defamatory statements, and your creditor may have broken the law by discussing your private situation with an unprivileged party. Consequently, if you or a loved one have become victims of defamatory statements issued by a creditor, you may be able to take legal action to put a stop to it.
Defamation occurs when your reputation is injured as a direct result of a creditor or lender spreading false information concerning your debt to a third party. When it involves sensitive financial information such as debt, a third party is considered anyone who is not the indebted person, the spouse of the indebted person, or the indebted person’s attorney. Libel, a written statement that is defamatory, and slander, a spoken declaration that is defamatory, are both considered forms of defamation, and they have the potential to severely damage your reputation.GREENWAY BANKRUPTCY LAW, LLC understands how devastating financial rumors can be for individuals and their families. That’s why Paula Greenway has dedicated her career to helping protect people in Birmingham from creditor defamation. For more than two decades, Paula Greenway has used her experience and knowledge to protect the rights of individuals who have been targeted by defamatory statements regarding debt. Contact the Birmingham creditor defamation attorneys of GREENWAY BANKRUPTCY LAW, LLC today by calling (205) 324-4000, chatting with us live, or by filling out a contact form.
Why You Need a Lawyer
Financial problems are stressful enough for families to manage without the added trouble of creditors using defamation as an intimidation tactic. When lenders cross the line and begin harassing debt consumers, it is important to remember that you still have rights. You should not let guilt or financial doubts affect your emotional and mental health, and any attempts by creditors to expose your private financial information should not go unchallenged. By hiring a qualified Birmingham creditor defamation attorney, you will be taking an early step toward resolving your debt issues.
Why Choose GREENWAY BANKRUPTCY LAW, LLC
Paula Greenway understands how important reputations are for people to maintain, especially within the community we call home. She’s lived in Birmingham her whole life, and she is committed to protecting other Birmingham families from the bullying tactics that some creditors use to recover their borrowed funds. We are prepared to meet with you during a free consultation, so do not hesitate to contact GREENWAY BANKRUPTCY LAW, LLC today. Chat with us live through our website, speak with us directly by calling (205) 324-4000, or fill out a contact form to schedule your free consultation.
Types of Defamation
Creditors will use dirty tactics to try to guilt consumers into paying back debt, but these attempts to intimidate consumers are considered unethical, and they are illegal. Some creditors even use code words with “party” titles to damage a debtor’s reputation. GREENWAY BANKRUPTCY LAW, LLC is familiar with these types of defamation, and we are prepared to hold creditors responsible. The following are some examples of creditor defamation:
- Telling neighbors about your debt (also known as “block party”)
- Contacting relatives to reveal your debt situation
- Informing coworkers that you owe money (also known as “office party”)
- Using derogatory terms in third-party conversations that imply your indebtedness
When a creditor uses words such as “deadbeat” or “in default” to describe your circumstances to a third party, they may be using defamatory statements to damage your reputation. You should not let false and harmful statements affect your life, and you do not have to accept the consequences without a fight. Contact GREENWAY BANKRUPTCY LAW, LLC today to set up a free consultation so that we can discuss the details of your case.
How Can I Prove My Defamation Claim?
In Alabama, claims of defamation must meet four specific requirements to bring forth a successful lawsuit. The first burden of proof is that the defamatory statement must be false, in regards to the consumer. Second, the statement must be made with some level of error, such as to an unprivileged third party. This is considered evident if the creditor made a statement with the malicious intent to harm the indebted individual, and it could also include a passing statement that was handled with reckless care.
The claimant must also prove that the defamatory statement had a negative impact on their reputation with the audience that received the injurious information. And finally, the court will need to be convinced as to what extent the information damaged the individual’s reputation in order to accurately assess how much the individual should be awarded for their suffering. These claims can be challenging to prove by yourself, but a knowledgeable creditor defamation lawyer will be able to guide you toward the best course of action.
Contact GREENWAY BANKRUPTCY LAW, LLC Today
Paula Greenway has spent her entire career representing victims of creditor harassment, including instances of defamation, and she is prepared to hear from you today. Not only is she a respected member of the Birmingham community, Paula Greenway is a Birmingham creditor harassment lawyer who you can trust. With more than 20 years of experience, she is familiar with how difficult and sensitive these types of claims can be for the victims and their families, and she knows how to be discrete. Contact our firm today by calling (205) 324-4000, chatting with us live, or by filling out a contact form to set up a free consultation.